Things to keep in mind and take care before investing:
1: What is your goal?
2:Why are you investing?
Some goals are short term goals , some are medium term and some are long term.First we have to identify our goal and then can decide how much risk we can take .We can invest in mutual fund through debt and equity ,In debt fund we can invest for short terms , for medium term we can invest in Hybrid fund and for long term we can invest in equity funds